LIC Bima Sakhi Yojana is a unique initiative by the Life Insurance Corporation of India to promote women’s financial independence. This scheme allows women from rural and urban areas to work as LIC agents while earning a stable monthly income and attractive commissions. It is ideal for women who wish to work from home or within their local community.
Monthly Stipend and Bonus Commission
Under this scheme, selected women receive a fixed monthly stipend for three years:
- ₹7,000 per month in the first year
- ₹6,000 per month in the second year
- ₹5,000 per month in the third year
Along with this, if a Bima Sakhi manages to sell 24 insurance policies in a year, she can earn up to ₹48,000 as commission, plus other incentives and rewards based on performance.
Eligibility Criteria for Bima Sakhi Yojana
To apply for the scheme:
- The applicant must be an Indian woman aged between 18 to 70 years
- Must have passed at least the 10th class
- Women related to existing LIC agents or employees are not eligible
How to Apply Online for LIC Bima Sakhi
The application process is simple and online:
- Visit the official LIC website
- Click on the “Apply for Bima Sakhi” option
- Fill in personal, educational, and contact details
- Upload scanned documents like Aadhar card, 10th certificate, photo, and address proof
- Submit the form and wait for verification
Training and Work After Selection
Selected candidates will receive training and a formal appointment. After training, they will promote and sell LIC policies in their area. Monthly targets help them earn both stipend and commission. High-performing Bima Sakhis also receive bonuses, rewards, and future opportunities like applying for the Apprentice Development Officer post after five years.
Conclusion
LIC Bima Sakhi Yojana 2025 is a strong step toward women empowerment. It helps women become self-reliant, respected, and financially stable. If you’re eligible and motivated to make a difference, apply today and take charge of your career and future.
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